1-954-667-9110

HOME

We welcome all situations
FHA – VA – Bad Credit – No Credit – Credit Repair

 FHA-Mortgage-Lenders.com is dedicated to providing mortgage applicants with the most home loan options. The FHA mortgage loan can help current homeowners and First Time Home Buyers so they can Buy A Home with less than 3.5% down. Current homeowners can also FHA Refinance a current home mortgage up to 96.5% of the home’s value. Within this website, you can explore FHA, VA, Specialty Bank Statment Only Loan Programs including Bad Credit or No Credit that allow you to buy a home little or No Money Down. You can also learn about the FHA qualifications and requirements.

US MORTGAGE LENDERS – KEY HIGHLIGHTS

FHA/VA MORTGAGE LENDERS – 3.5% Down with a 580 fico100% VA financing with a 580 fico. FHA/VA Manual Approvals when you bank says NO! We say Yes! Purchase 3 years after Foreclosure, 2 years after a chapter 7 Bankruptcy. 12 months after a chapter 13 bankruptcy.

BANK STATEMENT ONLY MORTGAGE LENDERS –NO TAX RETURNS NEEDED! Use 12 or 24 months, business or personal bank statements. 90% max LTV, NO MI.  FICO scores as low as 580.  Multiple accounts allowed.  USE UP TO 85% OF DEPOSITS WITH BUSINESS BANK STATEMENTS!

ONE YEAR INCOME VERIFICATION MORTGAGE LENDERS – Qualify income with just 1-year of recent W2 + YTD paystub OR self-employed 1-year tax return.  Max LTV 80%.Must be in business for at least 2 years!

BAD CREDIT MORTGAGE LENDERS–  Recent Foreclosure, Bankruptcy, and Short sale allowed.  Mortgage lates ok.  Min FICO 580. 

RECENT CREDIT EVENT –  Recent Foreclosure, Bankruptcy, and Short sale allowed.  Mortgage lates ok.  Min FICO 580.

FHA MORTGAGE LENDERS INFORMATION

FHA MORTGAGE LENDERS APPROVALS WITH MINIMAL DOWN PAYMENT AND CLOSING FEES:

  • Down payment only 3.5% of the purchase price.
  • Gifts from family or FHA Grants for down payment assistance and closing costs OK!
  • Sellers can credit the buyer’s up to 6% of sales price towards buyers costs and pre-paid.
  • No reserves or future payments in account required.
  • FHA regulated closing costs.
  • Read more about buying a home with an FHA mortgage Bad Credit –No Credit – Investment –Second Home –Multi Family – 

FHA MORTGAGE LENDERS MAKE QUALIFYING EASIER BECAUSE YOU CAN PURCHASE:

  • 12 months after a chapter 13 Bankruptcy FHA mortgage Lender approvals!
  • 24 months after a chapter 7 Bankruptcy FHA mortgage Lender approvals!
  • 3 years after a Foreclosure FHA mortgage Lender approvals!
  • No Credit Score FHA mortgage Lender approvals!
  • 580 required for 96.5% financing or 3.5% down payment FHA mortgage Lender approvals.
  • 500 required for 90% financing or 10% down payment FHA mortgage Lender approvals.
  • Bad Credit with minimum 500 FICO credit score with 10% Down Payment FHA. For FHA mortgage applicants with credit scores between 500 and 579 must make down payments of at least 10% down!
  • Read more about FHA Qualifying Qualification Summary – Manual Underwrite – Collections-Judgement’s – Bankruptcy or Foreclosure – Compensating Factors –

 

FHA Mortgage Lenders By State: 
Florida   Texas  Georgia  Alabama  

FHA-MORTGAGE-LENDERS.COM – Specializing in FHA government mortgage solutions and delivering the most updated FHA information to the consumer. FHA-Mortgage-Lenders.com has an extensive lender network that allows us to provide flexible update FHA mortgage lenders information from portfolio FHA mortgage lenders providing a comprehensive selection of non-traditional FHA, VA, USDA, Conventional, for all including bad credit mortgage applicants.

FHA-Mortgage-Lenders.com is not a direct FHA Mortgage Lender. Information on this site Is for example purposes and should not be relied on for decision making.

About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you're assured of having the backing of an experienced team.
zillow-lenders
Show Buttons
Hide Buttons