Florida-Mortgage-Lenders.com is a leading St. Cloud Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping St. Cloud Florida people become homeowners since 1934. St. Cloud Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so St. Cloud Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
ST. CLOUD FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
ST. CLOUD FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• St. Cloud FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
ST. CLOUD FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a St. Cloud Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a St. Cloud Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• St. Cloud Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
ST. CLOUD FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the St. Cloud Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many St. Cloud Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other St. Cloud Florida mortgage lenders retreated from these riskier loan products, FHA stepped in St. Cloud Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN ST. CLOUD FLORIDA
ST. CLOUD FLORIDA FHA APPROVED APPRIASERS LIST
ST. CLOUD FLORIDA:
St. Cloud is a city in northern Osceola County, Florida, United States. It is located on the southern shore of East Lake Tohopekaliga in Central Florida, approximately 26 miles (41.8 km) southeast of Orlando. The city population was 35,183 in the 2010 census, and 40,918 in the 2013 census estimate. The city is part of the Orlando–Kissimmee–Sanford metropolitan area.
ST. CLOUD FLORIDA FHA APPRIASERS:
The following list of St. Cloud Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in St. Cloud Florida.
|
Name |
License/ |
Address |
|
CANDICE A WILLIAMS |
FLRD4406 |
EFFICIENT APPRAISALS |
|
DENNIS A COOPER |
FLRZ280 |
SMITH-PARKE & CO OF CEN FLA |
|
CATHY L NOVAK |
MN20082900 |
FORSYTHE APPRAISALS |
|
RONALD C ZITZOW |
MN4000345 |
GRANITE CITY APPRAISAL, LLC |
|
RICHARD C BARKALOW |
MN4000739 |
BARKALOW APPRAISALS |
|
SUSANNE L BARKALOW |
MN4000740 |
BARKALOW APPRAISALS |
|
CHERYL L NIES |
MN4000963 |
NIES APPRASIAL SERVICE |
|
JEROME A WEBER |
MN4000969 |
WEBER APPRAISAL SERVICE, INC |
|
ROBERT J WEISBRICH |
MN4002176 |
2743 S 24TH AVENUE |
|
MARY M KLEINKE |
MN4002355 |
MARY KLEINKE APPRAISAL SERVICE |
|
SHERIE L DOTZLER |
MN4003336 |
DOTZLER APPRAISAL SERVICE |
Search criteria:
| Sorted by: | License |
| State: | FL |
| License: | |
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| First Name: | |
| City: | St. Cloud |
| Zip Code: |
St. Cloud FHA MORTGAGE / St. Cloud VA / St. Cloud St. Cloud FHA REFINANCE / St. Cloud NO CREDIT / St. Cloud BAD CREDIT / St. Cloud HARD MONEY / St. Cloud LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of St. Cloud
During the 1870s, Hamilton Disston of Philadelphia took an interest in developing the region while on fishing trips with Henry Shelton Sanford, founder of the city of Sanford. Disston contracted with the Florida Internal Improvement Fund, then in receivership, to pay $1 million to offset its Civil War and Reconstruction debt. In exchange, Disston would be awarded half the land he drained from the state’s swamps. He dug canals and, in 1886-1887, established St. Cloud sugarcane plantation, named after St. Cloud, Minnesota, although many long-time locals state the town was named after Saint-Cloud, France, located fairly close to Paris.
According to the United States Census Bureau, the city has a total area of 9.2 square miles (24 km2), of which 0.11% is water.
There were 7,716 households out of which 34.0% had children under the age of 18 living with them, 52.8% were married couples living together, 12.8% had a female householder with no husband present, and 29.7% were non-families. 23.7% of all households were made up of individuals and 11.9% had someone living alone who was 65 years of age or older. The average household size was 2.55 and the average family size was 3.00.
