RURAL TEXAS BANK STATEMENT MORTGAGE LENDERS – NO TAX RETURN-TEXAS STATED INCOME MORTGAGE LENDERS PROGRAMS – SERVING ALL TEXAS INCLUDING FORT WORTH TEXAS, AUSTIN TEXAS, DALLAS TEXAS, SAN ANTONIO TEXAS, HOUSTON TEXAS
- TEXAS STATED INCOME MORTGAGE LENDERS PROGRAMS
- Texas No Tax Return Mortgage Programs for Primary – Second Home – Investments
- Serving All Texas Stated Income Including And Not Limited To: Fort Worth Texas Stated Income , Austin Texas Stated Income, Dallas Texas Stated Income , San Antonio Texas Stated Income , Houston Texas Stated Income
- Rural Texas No Tax Return Mortgage Lenders
This is a great solution for Texas commissioned and 1099 borrowers who don’t want to provide tax returns or sign IRS form 4506-T. You simply need to show proof …
Bank Statements Only Texas Mortgage Lenders have a LOWER Minimum Score and INCREASED LTV’s
| 600 mid score for 25% | 660 mid score for 90% |
- Purchase and or rate and term refinance.
- Must be self-employed for 24 months
- Minimum loan amount 150k
- 12 months Personal OR 24 months Business bank statements
- Cash-out available
- No tax returns
24 MONTHS PERSONAL TEXAS BANK STATEMENT ONLY MORTGAGE LENDERS
- Use 100% of the deposits
- Must provide 2 months business bank statements to verify where deposits come from.
- NO more than 6 NSF in the last 12 months.
- Minimum 640 FIco Score Prime Bank Statement Mortgage Lenders
- Minimum 600 fico for Standard Bank Statement mortgage Lenders
12 MONTHS PERSONAL TEXAS BANK STATEMENT MORTGAGE LENDERS
- 2 months business bank statements required
- 80% Loan to Value
- 4 years proof of self employment
- Prime bank statement mortgage lenders only
24 MONTH TEXAS BUSINESS BANK STATEMENT MORTGAGE LENDERS
- 24months business bank statements.
- Minimum 25% ownership in the business
- 3rd party CPA, Enrolled Agent, Or Reputable Bookery letter to verify experiences.
- MInimum 600 fico score
- Standard bank statement mortgage lenders only
ASSET EXPRESS TEXAS MORTGAGE LENDERS PROGRAM
- Liquid assets that total the entire principal balance with 5 years other expenses
- Excluding principal and interest on subject qualifies.
- All qualifying assets must be inthe bank or brokerage account.
- Assets must be seasoned for at least 6 months.
- 75% Maximum Loan to value.
- Credit grades A,A-, B+
ASSET ASSIST TEXAS MORTGAGE LENDERS LOAN PROGRAM
- Liquid assets qualify for borrowers income with other income.
- Qualifying assets in the bank or brokerage account.
- Assets must be seasoned for at least 6 months.
- Credit grades A, A, B All parties on shared accounts must b on the loan.
- Owner occupied, 2nd homes, non owner occupied homes
LEASE AGREEMENT TEXAS MORTGAGE LENDERS PROGRAM
- Use lease agreements interest of schedule Es.
- 80% of the least agreement used as income
- Rents must be typical for the area
- Credit grates A, A-, and B.
- Owner occupied, 2nd homes, non owners occupied.
Searving All Texas Rural Counties
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The following is a list of the 191 Texas counties classified as rural according to the US Office of Management and Budget:
- Anderson
- Andrews
- Aransas
- Archer
- Armstrong
- Atascosa
- Austin
- Bailey
- Bandera
- Baylor
- Bee
- Blanco
- Borden
- Bosque
- Brewster
- Briscoe
- Brooks
- Brown
- Burleson
- Burnet
- Caldwell
- Calhoun
- Callahan
- Camp
- Carson
- Cass
- Castro
- Chambers
- Childress
- Clay
- Cochran
- Coke
- Coleman
- Collingsworth
- Colorado
- Comanche
- Concho
- Cooke
- Cottle
- Crane
- Crockett
- Crosby
- Culberson
- Dallam
- Dawson
- Deaf Smith
- Delta
- DeWitt
- Dickens
- Dimmit
- Donley
- Duval
- Eastland
- Edwards
- Erath
- Falls
- Fannin
- Fayette
- Fisher
- Floyd
- Foard
- Franklin
- Freestone
- Frio
- Gaines
- Garza
- Gillespie
- Glasscock
- Goliad
- Gonzales
- Gray
- Grimes
- Hale
- Hall
- Hamilton
- Hansford
- Hardeman
- Hartley
- Haskell
- Hemphill
- Hill
- Hockley
- Hopkins
- Houston
- Howard
- Hudspeth
- Hutchinson
- Irion
- Jack
- Jackson
- Jasper
- Jeff Davis
- Jim Hogg
- Jim Wells
- Jones
- Karnes
- Kendall
- Kenedy
- Kent
- Kimble
- King
- Kinney
- Kleberg
- Knox
- La Salle
- Lamar
- Lamb
- Lampasas
- Lavaca
- Lee
- Leon
- Limestone
- Lipscomb
- Live Oak
- Llano
- Loving
- Lynn
- Madison
- Marion
- Martin
- Mason
- Matagorda
- McCulloch
- McMullen
- Medina
- Menard
- Milam
- Mills
- Mitchell
- Montague
- Moore
- Morris
- Motley
- Navarro
- Newton
- Nolan
- Ochiltree
- Oldham
- Palo Pinto
- Panola
- Parmer
- Pecos
- Polk
- Presidio
- Rains
- Reagan
- Real
- Red River
- Reeves
- Refugio
- Roberts
- Robertson
- Runnels
- Sabine
- San Augustine
- San Jacinto
- San Saba
- Schleicher
- Scurry
- Shackelford
- Shelby
- Sherman
- Somervell
- Stephens
- Sterling
- Stonewall
- Sutton
- Swisher
- Terrell
- Terry
- Throckmorton
- Titus
- Trinity
- Tyler
- Upshur
- Upton
- Uvalde
- Val Verde
- Ward
- Washington
- Wharton
- Wheeler
- Wilbarger
- Willacy
- Wilson
- Winkler
- Wood
- Yoakum
- Young
- Zapata
- Zavala
