Florida-Mortgage-Lenders.com is a leading Oxford Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Oxford Florida people become homeowners since 1934. Oxford Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Oxford Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
OXFORD FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
OXFORD FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Oxford FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
OXFORD FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Oxford Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Oxford Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Oxford Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
OXFORD FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Oxford Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Oxford Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Oxford Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Oxford Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN OXFORD FLORIDA
OXFORD FLORIDA FHA APPROVED APPRIASERS LIST
OXFORD FLORIDA:
Oxford is an unincorporated community in Sumter County, Florida, United States. Its ZIP code is 34484
OXFORD FLORIDA FHA APPRIASERS:
The following list of Oxford Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Oxford Florida.
Name |
License/ |
Address |
EUGENE HOLMQUIST |
CTRCR.0000254 |
278 QUAKEER FARMS ROAD |
WILLIAM E VALENTINE |
CTRCR.0000550 |
VALENTINE REAL ESTATE, INC |
JAMES J O’DONOGHUE |
CTRCR.0000917 |
HORIZON APPRAISAL |
MICHAEL E RODRIGUE |
CTRCR.0000986 |
25-1 MACINTOSH DRIVE |
ERIN C ANDREWS |
DEX2-0000431 |
PROFESSIONAL VALUATION SERVICE |
THOMAS L MCLAUGHLIN |
GACR276773 |
PO BOX 1197 |
THAI NGUYEN |
GACR308520 |
REACHABLE APPRAISAL SERVICE |
RICHARD M KNIGHT |
GACR3934 |
REACHABLE APPRAISAL SERVICES |
PETER M GORMAN |
MA70902 |
MINUTEMAN VALUATIONS |
ERIN C ANDREWS |
MD30029198 |
PROFESSIONAL VALUATION SERVICE |
JESSICA L REHANDORF |
MI1201006163 |
JR APPRAISAL |
PAUL A BIELBY |
MI1201070401 |
. |
ROY O PARKER III |
MSGA-1041 |
BILL KING & ASSOCIATES, LTD. |
KRISTIN P GAINES |
MSGA-505 |
BRIAN PRAY REALTY |
ANNETTE D LEE |
MSGA-72 |
ANNETTE LEE AGENCY |
SPENCER TURNER JR |
MSRA-429 |
TURNER RESIDENTIAL APPRAISALS |
CHARLES K CRAIN JR |
MSRA-564 |
160 CR 313 |
BRYAN W MARTIN |
MSRA-642 |
48 COUNTY ROAD 363 |
WILLIAM A SHORT |
MSRA-674 |
SHORT APPRAISAL FIRM |
BRITT C WICKER |
MSRA-795 |
WICKER APPRAISALS |
GUY B FELTENSTEIN |
MSRA-834 |
P.O. BOX 1891 |
J. CRAIG WOLFF |
NCA3099 |
WOLFF APPRAISAL SERVICE, INC. |
JAMES D BROOKS II |
NCA5251 |
BROOKS APPRAISALS, INC. |
THOMAS C JOYNER |
NCA5568 |
JOYNER APPRAISALS |
J DAVID BROOKS |
NCA5582 |
BROOKS APPRAISALS INC |
WILLIAM T WATRAS |
NJ42RG00018900 |
348 ROUTE 301 |
ERIN C ANDREWS |
PARL139758 |
PROFESSIONAL VALUATION SERVICE |
J. CRAIG WOLFF |
VA4001003607 |
WOLFF APPRAISAL SERVICE, INC. |
J DAVID BROOKS |
VA4001003701 |
BROOKS APPRAISALS INC |
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State: | FL |
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City: | Oxford |
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Oxford FHA MORTGAGE / Oxford VA / Oxford Oxford FHA REFINANCE / Oxford NO CREDIT / Oxford BAD CREDIT / Oxford HARD MONEY / Oxford LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of Oxford
Oxford is bordered by the Wildwood to the south, rural Sumter County to the west, the Marion County line to the north, and The Villages to the east. It is located along U.S. 301 and the CSX Wildwood Subdivision, which is part of the CSX S-Line. The main intersections are with County Road 466 and a lesser intersection with County Road 472 exists south of there.