Florida-Mortgage-Lenders.com is a leading Oviedo Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Oviedo Florida people become homeowners since 1934. Oviedo Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Oviedo Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
OVIEDO FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
OVIEDO FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Oviedo FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
OVIEDO FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Oviedo Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Oviedo Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Oviedo Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
OVIEDO FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Oviedo Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Oviedo Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Oviedo Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Oviedo Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN OVIEDO FLORIDA
OVIEDO FLORIDA FHA APPROVED APPRIASERS LIST
OVIEDO FLORIDA:
Oviedo is a city in Seminole County, Florida, United States. As of the 2010 United States Census, the population was 33,342, reflecting an increase of 7,026 (26.7%) from the 26,316 counted in the 2000 Census. It is part of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area.
OVIEDO FLORIDA FHA APPRIASERS:
The following list of Oviedo Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Oviedo Florida.
Name |
License/ |
Address |
PHILIP A YOUNGGREEN |
FLRD1031 |
ACKERMAN APPRAISAL SERVICE INC |
CHRISTINE A BRIGGS |
FLRD1553 |
1002 BLUEJACK OAK DRIVE |
TODD B ACKERMAN |
FLRD2320 |
ACKERMAN APPRAISAL SERVICE |
JEFF V LAWTON |
FLRD2459 |
LAWTON APPRAISAL CORP. |
ROBERT A ELFAND |
FLRD2760 |
2537 DOUBLE TREE PLACE |
SEAN P CALEGAN |
FLRD2924 |
A. A. APPRAISALS, INC. |
DAVID N HODGES |
FLRD3101 |
7149 WINDING LAKE CIRCLE |
DEBORAH J LEVENSON |
FLRD3401 |
MZ APPRAISAL SERVICE, INC |
GREGORY D GAMMAGE |
FLRD3484 |
2300 ORANGE STREET |
LAURA L GOLDWARE |
FLRD3745 |
ON TIME APPRAISALS, INC. |
FRANK LEOGRANDE |
FLRD4007 |
GRANDE APPRAISALS INC |
MELISSA G LAVIGNE |
FLRD4130 |
CENTRAL FLORIDA APPRAISAL SVC |
JOHN D BURTON JR |
FLRD6002 |
GRANDE APPRAISALS INC |
KIMBERLY E MUTH |
FLRD6351 |
ON TIME APPRAISALS, INC. |
TIMOTHY M FORTUNE |
FLRD6859 |
ON TIME APPRAISALS, INC |
LEONARD A SCRIMA |
FLRD7198 |
ON TIME APPRAISALS INC |
SUNNY TYNER |
FLRD7244 |
HOMETOWN APPRAISALS, LLC |
LYNN E GALLO |
FLRD7489 |
40 SWEETWATER CREEK CIRCLE |
DREW W VANDERMAY |
FLRD7764 |
8810 ATWATER LOOP |
JEFFREY A BILLINGTON |
FLRD7824 |
A.A. APPRAISALS, INC. |
SUSAN M SINACOLA |
FLRD7939 |
HOMETOWN APPRAISALS, LLC |
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City: | Oviedo |
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Oviedo FHA MORTGAGE / Oviedo VA / Oviedo Oviedo FHA REFINANCE / Oviedo NO CREDIT / Oviedo BAD CREDIT / Oviedo HARD MONEY / Oviedo LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of Oviedo
According to the United States Census Bureau, the city has a total area of 40.0 km² (15.4 mi²). 15.1 square miles (39 km2) of it is land and 0.3 square miles (0.78 km2) of it (2.07%) is water. Oviedo is located about 20 minutes from downtown Orlando, Fla. by highway (SR 417 and SR 408). The Econlockhatchee River runs through the east part of the city, and a tributary, the Little Econlockhatchee River, runs through the southern part of the city
As of the census of 2000, there were 26,316 people, 8,556 households, and 7,178 families residing in the city. The population density was 1,738.9 inhabitants per square mile (671.6/km²). There were 8,977 housing units at an average density of 593.2 per square mile (229.1/km²).
There were 8,556 households out of which 50.4% had children under the age of 18 living with them, 70.8% were married couples living together, 9.99% had a female householder with no husband present, and 16.10% were non-families. 10.50% of all households were made up of individuals and 2.4% had someone living alone who was 65 years of age or older. The average household size was 3.07 and the average family size was 3.31.