Florida-Mortgage-Lenders.com is a leading Ormond Beach Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Ormond Beach Florida people become homeowners since 1934. Ormond Beach Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Ormond Beach Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
ORMOND BEACH FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
ORMOND BEACH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Ormond Beach FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
ORMOND BEACH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Ormond Beach Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Ormond Beach Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Ormond Beach Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
ORMOND BEACH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Ormond Beach Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Ormond Beach Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Ormond Beach Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Ormond Beach Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN ORMOND BEACH FLORIDA
ORMOND BEACH FLORIDA FHA APPROVED APPRIASERS LIST
ORMOND BEACH FLORIDA:
Ormond Beach is a city in Volusia County, Florida, United States. The population was 38,137 at the 2010 census. Ormond Beach is the northern neighbor of Daytona Beach and is home to Tomoka State Park.
ORMOND BEACH FLORIDA FHA APPRIASERS:
The following list of Ormond Beach Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Ormond Beach Florida.
|
Name |
License/ |
Address |
|
GREGORY W HARMON |
FLRD1293 |
P.O. BOX 244 |
|
ANTHONY T COWLES |
FLRD198 |
800 S NOVA RD., SUITE P |
|
RICHARD L PRESTON |
FLRD209 |
PRESTON & ASSOCIATES, INC. |
|
PAUL A RIOUX |
FLRD2766 |
HALIFAX APPRAISAL |
|
BART A TERACINO |
FLRD2829 |
ACG GROUP |
|
FARA R CANTERBERRY |
FLRD3495 |
PRIMIS |
|
FELICIA A CANEVA |
FLRD3598 |
PRESTON & ASSOCIATES INC |
|
KIMBERLY B BELL |
FLRD3617 |
APPRAISALS UNLIMTED, LLC |
|
ELIZABETH A BEAN |
FLRD3623 |
ATLANTIC APPRAISAL & REAL EST |
|
KRISTEN A MCGRATH |
FLRD3965 |
HALIFAX APPRAISAL COMPANY |
|
ALISA G HILDITCH |
FLRD4006 |
ALISA HILDITCH |
|
HENRY S TOLAND JR |
FLRD566 |
COOKSEY & ASSOCIATES, INC. |
|
MATTHEW J CIRCELLI |
FLRD6256 |
WORLDWIDE APPRAISAL SERVICES |
|
MARK F FAURE |
FLRD6307 |
23 PINE VALLEY CIRCLE |
|
TERESA M PLIMPTON |
FLRD6537 |
118 TOMOKA MEADOWS BLVD |
|
ASHLEY P LIGHTFOOT |
FLRD6803 |
PRESTON & ASSOCIATES, INC |
|
JAMES M O’TOOLE |
FLRD6838 |
47 DEEP WOODS WAY |
|
BRIAN L BEISSEL |
FLRD7102 |
HALIFAX APPRAISAL |
|
MICHAEL M WATSON JR |
FLRD7306 |
HALIFAX APPRAISAL COMPANY |
|
ALAN H BURTON |
FLRD7392 |
BURTON + PARTNERS, LLC |
|
ERIC F HOLT |
FLRD7407 |
APPRAISAL ASSOC. OF MID-FL |
|
THOMAS R SHIPMAN |
FLRD7662 |
VENTURE APPRAISAL, INC. |
|
JANET E MASTERS |
FLRD775 |
JAN MASTERS |
|
JOHN A VERTULLO |
FLRD7912 |
JAV RES. APPRAISAL SERV. |
|
JACK MOUNTEER |
FLRZ2294 |
7 EAGLE DRIVE |
|
T. J COOKSEY |
FLRZ343 |
MASSIE, COOKSEY & ASSOC., INC |
|
MARTIN G JACKSON |
FLRZ3442 |
JACKSON & ASSOCIATES, LLC |
|
JOHN A VERTULLO |
GACR337756 |
JAV RES. APPRAISAL SERV. |
|
JOHN A VERTULLO |
NY45000046003 |
JAV RES. APPRAISAL SERV. |
Search criteria:
| Sorted by: | License |
| State: | FL |
| License: | |
| Last Name: | |
| First Name: | |
| City: | Ormond Beach |
| Zip Code: |
Ormond Beach FHA MORTGAGE / Ormond Beach VA / Ormond Beach Ormond Beach FHA REFINANCE / Ormond Beach NO CREDIT / Ormond Beach BAD CREDIT / Ormond Beach HARD MONEY / Ormond Beach LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of Ormond Beach
Ormond Beach was once within the domain of theTimucuan Indians. Ormond Beach was frequented by Timacuan Indians but never truly inhabited until 1643 when Quakers blown off course to the New England area ran ashore. They settled in a small encampment along the Atlantic Shore. Early relations with neighboring tribes were fruitful; however, in 1704 a local Timacuan chief, Oseanoha, led a raid of the encampment killing most of the population. In 1708 Spaniards inhabited the area and laid claim until British control
According to the United States Census Bureau, the city has a total area of 39.0 square miles (101.0 km2). 31.9 square miles (82.7 km2) of it is land, and 7.1 square miles (18.3 km2) of it (18.12%) is water. Drained by the Tomoka River, Ormond Beach is located on the Halifax Riverlagoon and the Atlantic Ocean.
There were 15,629 households out of which 23.5% had children under the age of 18 living with them, 55.7% were married couples living together, 8.8% had a female householder with no husband present, and 32.6% were non-families. 27.1% of all households were made up of individuals and 15.3% had someone living alone who was 65 years of age or older. The average household size was 2.27 and the average family size was 2.75.
