Florida-Mortgage-Lenders.com is a leading Miccosukee Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Miccosukee Florida people become homeowners since 1934. Miccosukee Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Miccosukee Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
MICCOSUKEE FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
MICCOSUKEE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Miccosukee FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
MICCOSUKEE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Miccosukee Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Miccosukee Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Miccosukee Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
MICCOSUKEE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Miccosukee Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Miccosukee Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Miccosukee Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Miccosukee Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN MICCOSUKEE FLORIDA
MICCOSUKEE FLORIDA FHA APPROVED APPRIASERS LIST
MICCOSUKEE FLORIDA:
Miccosukee is a historical small unincorporated community in northeastern Leon County, Florida, United States. It is located at the junction of County Road 59 (Veterans Memorial Drive) and County Road 151 (Moccasin Gap Road). Miccosukee was a major center of the Miccosukee tribe, one of the tribes of the developing Seminole nation, during the 18th century.
MICCOSUKEE FLORIDA FHA APPRIASERS:
The following list of Miccosukee Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Miccosukee Florida.
Name |
License/ |
Address |
RICHARD S CUMBIE |
FLRD1057 |
CALLOWAY AND COMPANY, INC. |
JIM B MARSH |
FLRD1080 |
MARSH APPRAISAL SERVICE |
TERRILL L WHITLEY JR |
FLRD1498 |
4803 HEATHE DRIVE |
FREDRICK R CORBETT |
FLRD2587 |
FLORIDA APPRAISAL ASSOCIATES |
RANDY KLUCHER |
FLRD2859 |
RANDY KLUCHER |
THOMAS A ANDERSON |
FLRD4233 |
THOMAS-ANDERSON APPRAISAL & CO |
TRAVIS R LACKEY |
FLRD4830 |
8555 MARQUIS STREET |
KRISTY ADAMS |
FLRD5294 |
ACCURATE REAL ESTATE APPRAISAL |
JENNIFER C ROSENZWEIG |
FLRD6927 |
TIMBERLANE APPRAISAL ASSOC INC |
RANDI K BUEHNER |
FLRD6964 |
THE POPPELL APPRAISAL FIRM |
JOSEPH W DORN |
FLRD7276 |
TIMBERLANE APPRAISAL |
BRENT L MARSH |
FLRD7816 |
MARSH APPRAISAL SERVICE |
CRAIG A ROBERTSON |
FLRZ1471 |
1ST APPRAISAL GROUP, INC. |
CRAIG A ROBERTSON |
GACG5877 |
1ST APPRAISAL GROUP, INC. |
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About the City of Miccosukee
The town of Miccosukee or Mikasuki was settled by members of the Miccosukee tribe, a group of Creek origin who had settled in Florida and become part of the developing Seminole nation. The Miccosukee often fought armed battles with white settlers. It was mapped by the British in 1778 and originally called Mikasuki with 60 homes, 28 families, and a town square. Some 70 gunmen protected the town. It was the capital of the short-lived State of Muskogee.
In 1818, Andrew Jackson invaded the village and defeated village chief Kinhagee. In 1831, the U.S. Post Office was built along with schools, churches, and stores. Eventually the area became a center of cotton plantations as was most of Leon County. Miccosukee had 2 cotton plantations nearby in Ingleside Plantation and Blakely Plantation.
After the Civil War, the area reverted to farms and by 1887, the Florida Central Railroad served Miccosukee. During the 1890s, wealthy industrialists bought large tracts of land for quail hunting plantations or estates removing thousands of acres of land from agricultural production. Miccosukee thrived until the boll weevil infestation of 1918. The Great Depression (1929-1935) destroyed Leon County’s agriculture and the railroad pulled out in the mid-1940s.