If the Minimum FHA Mortgage Credit Score is at or above 580+ the FHA mortgage applicant is eligible for 96.5% Financing. Our Minimum Credit Score for an FHA mortgage is 500. If the Minimum FHA Mortgage Credit Score is between 500 and 579, the FHA mortgage applicant is limited to a maximum loan-to-value (LTV) of 90 percent of the loan amount..
The Federal government insures Florida FHA mortgage lenders against losses, therefore the FHA mortgage applicants has very minimal down payment and closing cost. FHA mortgages lenders will require a minimum 3.5% financial commitment. In additions, FHA mortgage lenders allow for the home seller to pay all your closing cost up to 6% of the sale price.
• EASIEST TO QUALIFY •
Prequalifying with a Florida FHA mortgage lenders is rather easy. The result of the FHA mortgage insurance guarantee educes Florida FHA mortgage lenders make it feasible for just about anybody with a decent 12 month payment history to qualify. The primary components of an FHA mortgage include down payment, credit, debt to income ratio.
• FIXED 30 YEAR RATES WITH NO PREPAYMENT PENALTIES •
One of the big advantages of using a Florida FHA mortgage lender is the benefit of having a fixed 30-year interest rate with 0 NO prepayment penalty. In comparison to other conventional Fannie Mae and Freddie mac mortgage loans in which you risk the possibility of a mortgage rate that could change. The FHA mortgage is typically for 30 years. As the result of this FHA mortgage provision FHA mortgage applicants can budget their predetermined installment FHA mortgage payment in advance.
Property Taxes Now Available Online! Pay Online
Real estate property taxes, also referred to as real property taxes, are a combination of ad valorem and non-ad valorem assessments. Ad valorem taxes are based on the value of property. Non-ad valorem assessments are fees for specific services such as solid waste disposal, water management, sewer, storm water, and special improvements.
The Tax Collector prints, mails, and collects tax payments based on information contained in the current tax roll that is certified by the Property Appraiser and Levying Authority.
Listing of Ad Valorem Taxing Authorities — Listing of Non-Ad Valorem Taxing Authorities
The Property Appraiser sets the value on property based on current market value, including buildings and improvements. Any exemptions you have applied for and received are deducted from the assessed value, which becomes a taxable value. If you have questions on your value or exemption allowed, contact the Property Appraiser at www.leepa.org or 239.533.6100.
If you are a new property owner in Lee County, view our new property owner brochure.
If you have received a real estate property tax bill and would like more information, please view the resources below:
Real Estate Tax Bill Sample
If you have an escrow account with a mortgage provider, you may receive an informational notice instead of a real estate property tax bill. If you have received an informational notice and would like more information, please view the resources below:
Informational Tax Bill Sample
If you do not receive a tax notice for each property and/or account you own, view your bill online or contact our office for a duplicate. Failure to pay taxes and assessments will result in a certificate being sold and the possible loss of property. Visit our delinquent taxes section for more information on delinquent taxes.