Florida-Mortgage-Lenders.com is a leading Knights Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Knights Florida people become homeowners since 1934. Knights Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Knights Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
KNIGHTS FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Knights FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
KNIGHTS FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Knights Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Knights Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Knights Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
KNIGHTS FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Knights Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Knights Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Knights Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Knights Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN KNIGHTS FLORIDA
KNIGHTS FLORIDA FHA APPROVED APPRIASERS LIST
Knights is an unincorporated community in southeastern Hillsborough County, Florida, United States, near Plant City.
KNIGHTS FLORIDA FHA APPRIASERS:
The following list of Knights Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Knights Florida.
STEVEN M URENDA
MICHAEL L RIGGS
RIGGS REAL ESTATE & APPRAISAL
About the City of Knights
Knights dates to 1844, when the Knight and Summerlin families moved from near what is now Valdosta, Georgia, and settled along Itchepackesassa Creek just north of what is today Plant City.
The community of Knights is served by Hillsborough County Schools.