Florida-Mortgage-Lenders.com is a leading Iamonia Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Iamonia Florida people become homeowners since 1934. Iamonia Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Iamonia Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
IAMONIA FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
IAMONIA FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Iamonia FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
IAMONIA FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Iamonia Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Iamonia Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Iamonia Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
IAMONIA FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Iamonia Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Iamonia Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Iamonia Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Iamonia Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN IAMONIA FLORIDA
IAMONIA FLORIDA FHA APPROVED APPRIASERS LIST
IAMONIA FLORIDA:
Iamonia is an extremely small unincorporated community located in the northernmost part of Leon County, Florida, United States at the intersection of US 319 and County Road 12 (Iamonia Cut-Off).
IAMONIA FLORIDA FHA APPRIASERS:
The following list of Iamonia Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Iamonia Florida.
Name |
License/ |
Address |
CRAIG E WILLIAMSON |
FLRD1242 |
CRAIG E. WILLISON APPRAISAL CO |
H R GREEN |
FLRD1340 |
2817 REBECCA DRIVE |
NANCY M TREADWAY |
FLRD1569 |
TREADWAY APPRAISAL |
ROBERT G LANE |
FLRD2252 |
1268-F TIMBERLANE ROAD |
JOHN SCHRADER |
FLRD2439 |
1302 TIMBERLAND ROAD |
DOUGLAS A COOKSEY |
FLRD4364 |
COOKSEY APPRAISALS LLC |
MICHELE L SCHEIDER |
FLRD6689 |
SUNSHINE STATE APPRAISAL FIRM |
ANN T MITCHELL |
FLRD936 |
THOMAS APPRAISAL&REAL ESTATE |
ROBERT B CULVERHOUSE |
FLRZ2577 |
ROBERT B. CULVERHOUSE,R/E APPR |
MATTHEW W RYAN |
FLRZ611 |
TIMBERLANE APPRAISAL |
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About the City of Iamonia
Iamonia was given its name in 189. In 1895, Iamonia was listed with a population of 301 and had a post office. Elevation: 190ft.