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FHA Mortgage Lenders Maximum Loan Amounts

FHA Mortgage Lenders Maximum FHA mortgage amounts. 

# of Units Lowest Maximum Floor for All FHA mortgage Amounts Highest Maximum Ceiling for All FHA mortgage Highest FHA Maximum Ceiling for all FHA. 
1 Unit 356,362 548,250 822,375
2 Units 456,275 702,000 1,053,000
3 Units 551,500 848,500 1,272,750
4 Units 685,400 1,054,500 1,571,750

FHA Max Base Loan Amount cannot exceed the FHA Statutory Mortgage Limits for each county and under no circumstances will a county’s mortgage limit be less than the “floor” or greater than the “ceiling” as outlined in the 4000.1.

FHA Mortgage Lenders  nationwide forward mortgage limit “floor” and “ceiling” for a one-unit property in CY 2021 are $356,362 and $822,375, respectively.

Select the links below for additional mortgage limits guidance for forward mortgages:

For CY 2021, the HECM maximum nationwide claim amount will be $822,375 for all areas, and effective for all case numbers assigned on or after January 1, 2021 through December 31, 2021. Refer to Mortgagee Letter 20-42 for more details.



US Mortgage Lenders has an extensive lender network that allows us to provide unique and mortgage solutions. Contact US for the most update information on terms and conditions. All Information on this site Is for example, hypothetical purposes and should NOT be relied on for decision making.
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