FHA Mortgage Lenders Maximum FHA mortgage amounts.
|# of Units||Lowest Maximum Floor for All FHA mortgage Amounts||Highest Maximum Ceiling for All FHA mortgage||Highest FHA Maximum Ceiling for all FHA.|
FHA Max Base Loan Amount cannot exceed the FHA Statutory Mortgage Limits for each county and under no circumstances will a county’s mortgage limit be less than the “floor” or greater than the “ceiling” as outlined in the 4000.1.
FHA Mortgage Lenders nationwide forward mortgage limit “floor” and “ceiling” for a one-unit property in CY 2021 are $356,362 and $822,375, respectively.
Select the links below for additional mortgage limits guidance for forward mortgages:
For CY 2021, the HECM maximum nationwide claim amount will be $822,375 for all areas, and effective for all case numbers assigned on or after January 1, 2021 through December 31, 2021. Refer to Mortgagee Letter 20-42 for more details.