Florida-Mortgage-Lenders.com is a leading Chatham Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Chatham Florida people become homeowners since 1934. Chatham Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Chatham Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
Chatham FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
Chatham FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Chatham FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
Chatham FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Chatham Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Chatham Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Chatham Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
Chatham FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Chatham Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Chatham Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Chatham Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Chatham Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN Chatham FLORIDA
Chatham FLORIDA FHA APPROVED APPRIASERS LIST
Chatham FLORIDA:
Chatham is an unincorporated community in Monroe County, Florida, United States. It is located in the Everglades National Park, about 10 miles (16 km) southeast of Everglades City.
Chatham FLORIDA FHA APPRIASERS:
The following list of Chatham Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Chatham Florida.
Name |
License/ |
Address |
JOHN H MCCARTY |
NJ42RC00133200 |
HOMESTEAD APPRAISAL SERVICE |
JOSEPH J MAURO |
NJ42RC00245400 |
MAURO APPRAISALS LLC |
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Sorted by: | License |
State: | FL |
License: | |
Last Name: | |
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City: | Chatham |
Zip Code: |
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About the City of Chatham
Chatham Square was named for William Pitt, 1st Earl of Chatham and Prime Minister of Great Britain before theAmerican Revolution. Pitt Street in theLower East Side is also named for him, and Park Row was once Chatham Street
Up until about 1820, the square was used as a large open air market for goods and livestock, mainly horses. By the mid-19th century, it became a center for tattoo parlors, flophouses and saloons, as a seedy section of the old Five Points neighborhood. In the 20th century, after The Great Depression and Prohibition, the area was reformed.
Chatham Square was a major station on both the Second Avenue Elevated Line and the Third Avenue Elevated Line, until they closed in 1942 and 1955, respectively. As of 2007, a new Second Avenue Subway line to replace those elevated lines is under construction. The line’s Phase 1 is being built from 63rd Street to 96th Street. A new station is proposed for Chatham Square as part of Phase 4.