PRE APPROVAL DOCUMENTS NEEDED FOR A NO TAX RETURN MORTGAGE.
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ID = Driver license, SS Card.
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Proof of income options include
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12- or 24-months bank Statements Business or Personal.
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Accountant letter to prove your percentage of ownership and how long you have been self-employed.
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60 days statements to source your Down payment funds.
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Obligation Statements = Divorce decree, Child support, repayment agreements.
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If you own real estate we need statements for taxes, insurance, HOA.
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For any credit issues in the last 24 months, we need a letter of explanation.
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Proof of your most recent 12 months rental history.
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Lenders-specific questionnaire to be completed.
