Pre Approval Documents Needed For A No Tax Return Mortgage Pre Approval
- ID = Driver license, SS Card.
- Proof of income options include
- 12- or 24-months bank Statements Business or Personal.
- Accountant letter to prove your percentage of ownership and how long you have been self-employed.
- 60 days statements to source your Down payment funds.
- Obligation Statements = Divorce decree, Child support, repayment agreements.
- If you own real estate we need statements for taxes, insurance, HOA.
- For any credit issues in the last 24 months, we need a letter of explanation.
- Proof of your most recent 12 months rental history.
- Lenders-specific questionnaire to be completed.
