Florida-Mortgage-Lenders.com is a leading Baker Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Baker Florida people become homeowners since 1934. Baker Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Baker Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
BAKER FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
BAKER FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Baker FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
BAKER FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Baker Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Baker Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Baker Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
BAKER FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Baker Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Baker Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Baker Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Baker Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN BAKER FLORIDA
BAKER FLORIDA FHA APPROVED APPRIASERS LIST
BAKER FLORIDA:
Baker is a county located in the U.S. state of Florida. As of the 2010 census, the population was 27,115. Its county seat is Macclenny, Florida. The county was founded in 1861 and is named for James McNair Baker, a judge and Confederate Senator.
BAKER FLORIDA FHA APPRIASERS:
The following list of Baker Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Baker Florida.
|
Name |
License/ |
Address |
|
ROBERT L BARNETT |
CAAG001909 |
APPRAISAL SERVICES |
|
MICHAEL L LAUNER |
CAAG002049 |
LAUNER & ASSOCIATES, INC. |
|
GARY T CRABTREE |
CAAG002666 |
P.O. BOX 9491 |
|
ALAN A LIFQUIST |
CAAG002915 |
REAL ESTATE EVALUATION SERVICE |
|
KENNETH G RICKS |
CAAG003243 |
KENNETH RICKS AND ASSOCIATES |
|
MICHAEL C BURGER |
CAAG003817 |
MICHAEL BURGER & ASSOC. |
|
DAVID R CLARK |
CAAG005966 |
DAVID R. CLARK |
|
JOHN R KRIZO |
CAAG007834 |
PACIFIC APPRAISAL CONSULTANTS |
|
CARL F WILSON |
CAAG011610 |
GOLDEN WEST APPRAISAL |
|
RICHARD S MAGAR |
CAAG027505 |
KERN VALUATION SERVICES |
|
DAVID W BONDEROV |
CAAR002529 |
ACTION APPRAISAL |
|
JOHN S EVANS |
CAAR003781 |
EVANS APPRAISALS |
|
DONALD G RISNER JR |
CAAR004107 |
DONALD GUY RISNER |
|
TAMMY K BONDEROV |
CAAR005157 |
WACHOVIA APPRAISAL |
|
KEITH SPURLOCK |
CAAR006249 |
21 STEIN RD |
|
GREG P ONTIVEROS JR |
CAAR007347 |
1906 DEERFIELD ST |
|
KIRBY J SHROPSHIRE |
CAAR008116 |
KIRBY SHROPSHIRE & ASSOCIATES |
|
GEORGE L SPENCER |
CAAR008139 |
116 LINCOLN STREET |
|
FRED D BERGER |
CAAR008253 |
FRED BERGER APPRAISALS |
|
MICHAEL D GOAD |
CAAR008804 |
MICHAEL GOAD REAL ESTATE APPRA |
|
KIM W SHROPSHIRE |
CAAR009294 |
KIM W. SHROPSHIRE & ASSOC. |
|
BENNY M LEGGETT |
CAAR009556 |
3845 STROCKDALE HWY #106 |
|
JAMES B RIVERS |
CAAR010219 |
RIVERS APPRAISALS |
|
JOHN W CARLS |
CAAR011979 |
1415 18TH ST SUITE #315 |
|
THOMAS L JOHNS |
CAAR013059 |
THOMAS JOHNS & ASSOCIATES |
|
CHRISTINE G DAWSON-KOEHN |
CAAR013358 |
APRAISAL PLUS |
|
JEREMY C JANS |
CAAR013997 |
3100 19TH STREET, STE 5 |
|
JEFFREY E ONTIVEROS |
CAAR014335 |
ONTIVEROS APPRAISAL SERVICE |
|
LUTHER H OGLE |
CAAR016963 |
SKIP OGLE AND ASSOCIATES |
|
DANA M BRYAN |
CAAR018602 |
P.O. BOX 9033 |
|
KELLEY S CUDWORTH |
CAAR022096 |
APPRAISAL SERVICES |
|
RICHARD D BURUBELTZ |
CAAR024673 |
3908 RIVIERA DRIVE |
|
KENT B SNELLING |
CAAR025043 |
BAKERSFIELD APPRAISAL |
|
ROBERT J KING |
CAAR025725 |
ROBERT KING & ASSOCIATES |
|
CASEY D OGLE |
CAAR026600 |
PO BOX 12285 |
|
KIMBERLY D CLARK-RYDER |
CAAR027797 |
KIM RYDER APPRAISALS |
|
LORA L KESSLER |
CAAR027907 |
LORA L KESSLER |
|
ERIC J BONILLA |
CAAR028924 |
AMERICAN APPRAISAL |
|
JEFFREY D FERRIS |
CAAR030750 |
J D FERRIS APPRAISALS |
|
JOHN R SELLERS |
CAAR030993 |
SELLERS APPRAISAL SERVICES |
|
AMY R WILHITE |
CAAR031812 |
RELS VALUATION |
|
KENNETH G YOUNGKRANTZ |
CAAR032377 |
APEX APPRAISAL |
|
TERESA L FOWLER |
CAAR032832 |
11418 EQUINOX AVENUE |
|
JASON L SUMMERS |
CAAR034706 |
3300 RIDGE MONT STREET |
|
CURTIS R STUDEBAKER |
CAAR034742 |
TRI-COUNTY APPRAISAL |
|
MARVIN L BLOCKER |
CAAR034785 |
BLOCKER APPRAISALS & REAL ESTA |
|
DAVID A CESARE |
CAAR035988 |
CESARE |
|
FRANK C ABBOT JR |
CAAR036107 |
ABBOT APPRAISALS |
|
PHILLIP R PRICE |
CAAR036253 |
ACE APPRAISAL |
|
PAUL T DUDLEY |
CAAR037122 |
PAUL T. DUDLEY REAL ESTATE APP |
Search criteria:
| Sorted by: | License |
| State: | FL |
| License: | |
| Last Name: | |
| First Name: | |
| City: | Baker |
| Zip Code: |
Baker FHA MORTGAGE / Baker VA / Baker Baker FHA REFINANCE / Baker NO CREDIT / Baker BAD CREDIT / Baker HARD MONEY / Baker LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of Baker
Baker County was founded in 1861. It was named for James McNair Baker, a judge and Confederate senator. In 1864 the Battle of Olustee, which was the only major American Civil War battle in Florida, was fought near Lake City, Florida in Baker County
According to the U.S. Census Bureau, the county has a total area of 589 square miles (1,530 km2), of which 585 square miles (1,520 km2) is land and 3.7 square miles (9.6 km2) (0.6%) is water.
There were 7,043 households out of which 41.20% had children under the age of 18 living with them, 61.70% were married couples living together, 13.10% had a female householder with no husband present, and 20.50% were non-families. 17.10% of all households were made up of individuals and 6.90% had someone living alone who was 65 years of age or older. The average household size was 2.86 and the average family size was 3.20..
