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USDA MORTGAGE

USDA MORTGAGE FLORIDA

The United States Department of Agriculture, or USDA  developed the Floirda USDA mortgage guarantee aimed towards fostering rural development and helping qualified Florida mortgage applicants obtain mortgages in rural Florida areas. With its many benefits and easier qualifications the Florida USDA mortgage is a viable option for many Florida mortgage applicants, including low-income families who may not otherwise be able to afford a Florida home. 


 BENEFITS OF THE USDA MORTGAGE INCLUDE:

– No down payment required: Whereas many conventional loan programs require a 20% down payment, the Florida USDA mortgage loans allow zero downpayment finnacing 100% of the Florida homes purchase price. With the ability to receive USDA mortgage up to 100% of the appraised  home value, Florida homebuyers located in rural areas don’t have to spend any money out of pocket.

 

– Competitive 30-year fixed interest rates: With the USDA mortgage guarantee from the federal government, a Florida USDA mortgage lender can offer the lowest interest rates to qualified Florida USDA loan applicants.

 

– Flexible credit guidelines: Although a credit report must be pulled, the USDA Rural Development program has less stringent credit guidelines, allowing potential Florida homeowners with less than perfect credit the ability to qualify for a Florida USDA mortgage.

 

– No maximum purchase limit: The USDA mortgage program has no maximum purchase price limit. However, a Florida USDA mortgage lender will still determine the maximum amount of loan each applicant is eligible for based on ability to repay.

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ANYONE CAN TAKE ADVANTAGE OF THE USDA LOAN: 

 It is important to note that USDA mortgage loans were not exclusively designed for single-family housing. The USDA mortgage loan may be applied to new Florida homes; pre-existing homes; condominiums; townhouses and villas.

 

In addition to the many benefits of USDA mortgage loans, there are also certain criteria you must meet in order to be eligible for a USDA mortgage, including location of the Florida home, household income, credit history, and number of dependents claimed.

 

The team at Florida mortgage lenders.Com is well-versed in USDA mortgage guidelines, so speaking with one of our Florida loan officers will help you get on the right track. You may also check the USDA website to locate the  eligible Florida Areas defined as rural areas by the USDA.

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FHA-MORTGAGE-LENDERS.COM – Specializing in FHA government mortgage solutions and delivering the most updated FHA information to the consumer. FHA-Mortgage-Lenders.com has an extensive lender network that allows us to provide flexible update FHA mortgage lenders information from portfolio FHA mortgage lenders providing a comprehensive selection of non-traditional FHA, VA, USDA, Conventional, for all including bad credit mortgage applicants.

FHA-Mortgage-Lenders.com is not a direct FHA Mortgage Lender. Information on this site Is for example purposes and should not be relied on for decision making.

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