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PENSACOLA BEACH FL FHA MORTGAGE LENDERS

Florida-Mortgage-Lenders.com is a leading Pensacola Beach Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Pensacola Beach Florida people become homeowners since 1934. Pensacola Beach Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Pensacola Beach Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.

PENSACOLA BEACH FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

PENSACOLA BEACH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Pensacola Beach FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

PENSACOLA BEACH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Pensacola Beach Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Pensacola Beach Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Pensacola Beach Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

PENSACOLA BEACH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Pensacola Beach Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Pensacola Beach Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Pensacola Beach Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Pensacola Beach Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN PENSACOLA BEACH FLORIDA
PENSACOLA BEACH FLORIDA FHA APPROVED APPRIASERS LIST

PENSACOLA BEACH FLORIDA:

Pensacola Beach is an unincorporated community located on Santa Rosa Island, a barrier island, in Escambia County, Florida, United States. As of the 2000 census, the community had a total population of 2,738.

PENSACOLA BEACH FLORIDA FHA APPRIASERS:

The following list of Pensacola Beach Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Pensacola Beach Florida.

Name

License/
Expiration Date

Address

CONSTANCE L WHIDBY

FLRD1157               
(Certified Residential) 
11-30-2016

WHIDBY APPRAISAL COMPANY
3127 ORIOLE DRIVE
GULF BREEZE,  FL  325610000

ELIZABETH A ROBERSON

FLRD1504               
(Certified Residential) 
11-30-2016

BAYWATCH REALTY
262 SABINE DRIVE
PENSACOLAZE,  FL  325610000

BRADLEY J PETERMAN

FLRD2108               
(Certified Residential) 
11-30-2016

PETERMAN APPRAISAL SERVICE
2 BEACH DRIVE
GULF BREEZE,  FL  325610000

MITCHELL S FIELD

FLRD3870               
(Certified Residential) 
11-30-2016

G DANIEL GREEN AND ASSOCIATES
103 BAYBRIDGE DR.
GULF BREEZE,  FL  325610000

DAVID L CEDERQUIST

FLRD7232               
(Certified Residential) 
11-30-2016

DEL MAR APPRAISAL GROUP
362 GULF BREEZE PKWY. #177
GULF BREEZE,  FL  325610000

PAULA M PELEZO

FLRD7497               
(Certified Residential) 
11-30-2016

G. DANIEL GREEN & ASSOCIATES
103 BAYBRIDGE DRIVE
GULF BREEZE,  FL  325610000

ALLISON A O’DANIEL JR

FLRD7681               
(Certified Residential) 
11-30-2016

108 SOUTH SUNSET BLVD
GULF BREEZE,  FL  325610000

HENRY C ANDREIS

FLRZ616                
(Certified General) 
11-30-2016

516 EVERNTIDE DRIVE
GULF BREEZE,  FL  325610000

G. D GREEN

FLRZ836                
(Certified General) 
11-30-2016

G. DANIEL GREEN & ASSOCIATES
103 BAYBRIDGE DR
GULF BREEZE,  FL  325610000

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City: Pensacola Beach
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About the City of Pensacola Beach

In 1559, Don Tristan de Luna y Arellano led the first settlement of the region. His 11 ships, with 1500 settlers, anchored in the bay and established its colony on the site of today’s Naval Air Station Pensacola. A hurricane decimated the colony a few weeks later, killing hundreds and sinking 5 ships. Suffering long-term famine and fighting, this first settlement was finally abandoned in 1561. A presidio was constructed on Santa Rosa Island in 1722 near the location of the more recent Fort Pickens. Hurricanes in 1741 and 1752 forced its relocation to the mainland.
Pensacola Beach for many years remained largely undeveloped. The Casino Resort was the first tourist destination constructed on the island (at the present day location of Casino Beach) where a variety of special events including beauty pageants, fishing tournaments and boxing matches were held from the 30s through 50s. With a bar, tennis courts, bath houses, and a restaurant, it was a popular resort until it eventually closed in the 1960s.
Pensacola Beach is located at 30°20’00?N 87°08’15?W, on the barrier island of Santa Rosa. It is bordered to the south by the Gulf of Mexico, to the north by Santa Rosa Sound and Pensacola Bay, and to the east and west by the Gulf Islands National Seashore.

 

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