Pasco County Florida mortgage lenders serving the all Pasco and Tamap Florida including
Pasco County Florida areas of Tampa Florida to ApollaBeach , ApolloBeach , Auburndale ,Bartow , Bayview ,Land O’ Lakes ,Largo , Lithia , Lutz , Madeira Beach ,Mulberry ,New Port Richey ,North Redington Beach ,Odessa ,· Oldsmar ,· Palm Harbor ,· Pass-a-Grille ,· Pinellas Park ,· Pinnellas Park , Plant City ,Polk City ,Port Richey , Redington Beach ,Redington Shores Riverview,· Ruskin , Safety Harbor ,BeverlyHills ,Brandon , Brooksville , Clearwater ,Clearwater Beach ,Crystal River ,Dade City ,Dover ,Dunedin ,Gibsonton ,Seffner , Seminole , South Pasadena ,Spring Hill ,St. Pete Beach, · St. Petersburg , Sun City Center , Sunset Beach , Tampa , Tarpon Springs ,Temple Terrace ,Thonotosassa ,· Treasure Island ,· Valrico , Weeki Wachee , Weekiwachee Gardens ,Wesley Chapel ,Ybor City ,Zephyrhills , Gulfport ,High Point ,Holiday ,Hudson ,Indian Rock Beach ,Indian Rocks , Indian Rocks Beach ,Indian Shores ,Lakeland
Bad credit Pasco county Florida first time home buyers and Tampa bad Credit home buyers can buy a Florida home with less than 3.5% down payment. Or FHA home mortgage refinance up to 97.75% of the Holiday Florida home value.
Additional advantages of the FHA mortgage include:
FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costs OK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
- FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing!!!
- Minimum Fioc credit score of 550 required for 90% financing!!!
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING
- FHA allows higher debt ratio’s than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
New Port Richey is a city in Pasco County, Florida, United States. It is a suburban city included in the Tampa-St. Petersburg-Clearwater, Florida Metropolitan Statistical Area.
Many Bad Credit Florida mortgage applicants don’t realize that FHA mortgage loans can help Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Florida mortgage we may be able to help with one of the following:
New Port Richey Florida is divided into many neighborhoods. These include all of the following:
- Aloha Gardens
- Gulf Trace
- Baillies Bluff
- Beacon Square
- Colonial Hills
- Crest Ridge Gardens
- Forest Hills
- Forest Hills East
- Gulf Winds
- Holiday Lake Estates
- Holiday Lake Villas
- Holiday Lake West
- Key Vista
- Sand Bay
- Adjacent counties
- Sumter County, Florida – northeast
- Polk County, Florida – southeast
- Hillsborough County, Florida – south
- Pinellas County, Florida – southwest
Hernando County, Florida – north