Florida-Mortgage-Lenders.com is a leading Painters Hill Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Painters Hill Florida people become homeowners since 1934. Painters Hill Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Painters Hill Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
PAINTERS HILL FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Painters Hill FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
PAINTERS HILL FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Painters Hill Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Painters Hill Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Painters Hill Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
PAINTERS HILL FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Painters Hill Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Painters Hill Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Painters Hill Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Painters Hill Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN PAINTERS HILL FLORIDA
PAINTERS HILL FLORIDA FHA APPROVED CITY DATA
PAINTERS HILL FLORIDA:
Painters Hill is an unincorporated community in Flagler County, Florida, United States. It is located just north of Beverly Beach and southeast of Palm Coast on State Road A1A. The community is part of the Deltona–Daytona Beach–Ormond Beach, FL metropolitan statistical area.
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