Florida-Mortgage-Lenders.com is a leading Ochlockonee Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Ochlockonee Florida people become homeowners since 1934. Ochlockonee Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Ochlockonee Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
OCHLOCKONEE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Ochlockonee FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
OCHLOCKONEE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Ochlockonee Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Ochlockonee Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Ochlockonee Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
OCHLOCKONEE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Ochlockonee Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Ochlockonee Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Ochlockonee Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Ochlockonee Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN OCHLOCKONEE FLORIDA
OCHLOCKONEE FLORIDA FHA APPROVED APPRIASERS LIST
Ochlockoneee is an unincorporated community in western Leon County, Florida, USA located at U.S. Route 90 and County Road 260 (Geddie Road) and at the Ochlockonee River west of Tallahassee by 3 miles (4.8 km).
OCHLOCKONEE FLORIDA FHA APPRIASERS:
The following list of Ochlockonee Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Ochlockonee Florida.
JASON D WALKER
Ochlockonee FHA MORTGAGE / Ochlockonee VA / Ochlockonee Ochlockonee FHA REFINANCE / Ochlockonee NO CREDIT / Ochlockonee BAD CREDIT / Ochlockonee HARD MONEY / Ochlockonee LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of Ochlockonee
The community includes the neighborhoods around Chigger Lane, Houston Road, and Sassy Tree Lane. Ochlockonee is bordered on the north and south by the Lake Talquin Recreation Area. Ochlockonee is included in Leon County Commission District 2. U.S. Postal Code: 32304.
The community name derives from Muskogean for “yellow water.”