Bad credit plus FHA loans in all Florida including Naples FL Collier County FL, Everglades City, Marco Island, Naples, Ave Maria, Chokoloskee, East Naples, Golden Gate, Goodland, Immokalee, Island Walk, Lely Resort, Lely, Naples Manor, Naples Park, North Naples, Ochopee, Orangetree, Pelican Bay, Pine Ridge, Plantation Island, Verona Walk, Vineyards,
Naples Florida is located in Collier County, Florida and has a population of about 20,000. Naples is a principal city of the Naples Florida is Marco Island, which had a population of about 322,000 at the 2010 census. Naples Florida is one of the wealthiest cities in the United States, with the sixth highest per capita income in America, and the second highest proportion of millionaires per capita in the United States. Naples Florida real estate is among the most expensive in the United State. Naples Florida bad credit mortgage programs include :FHA MORTGAGE | FHA REFINANCE | FHA NO CREDIT | BAD CREDIT | HARD MONEY | CONDOS | LIMITS
Naples applicants don’t realize that FHA mortgage loans can help Collier County Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Collier County mortgage an FHA loan may be your best option. Advantages Include:
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costsOK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing.
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING
- FHA allows higher debt ratio’s than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
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NAPLES HOUSING DATA
Population in 2012: 20,115 (100% urban, 0% rural). Population change since 2000: -4.1%
Males: 9,329 (46.4%)
Females: 10,786 (53.6%)
Median resident age: 64.2 years
Florida median age: 40.3 years
Zip codes: 34101, 34102, 34103, 34104, 34105, 34112.
Naples Zip Code Map
Estimated median household income in 2012: $74,792 (it was $65,641 in 2000)
Estimated per capita income in 2012: $80,716
Naples city income, earnings, and wages data
Estimated median house or condo value in 2012: $615,152 (it was $363,400 in 2000)
Mean prices in 2011: All housing units: $885,945; Detached houses: $1,030,961; Townhouses or other attached units: $678,432; In 2-unit structures: $541,592; In 3-to-4-unit structures: $510,585; In 5-or-more-unit structures: $792,399; Mobile homes: $355,701
Median gross rent in 2012: $1,101.