Bad credit plus FHA loans in all Florida including Lake Lady FL Lake County FL, Clermont, Eustis, Fruitland Park, Groveland, Leesburg, Mascotte, Minneola, Mount Dora, Tavares, Umatilla
Lake Lady is a city in Lake County, Florida, United States and has a population of about 14,098. The city has a total area of 6.8 square miles. It is part of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area. Lake Lady Florida bad credit mortgage programs include :FHA MORTGAGE | FHA REFINANCE | FHA NO CREDIT | BAD CREDIT | HARD MONEY | CONDOS | LIMITS
Lake Lady applicants don’t realize that FHA mortgage loans can help Lake County Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Lake County mortgage an FHA loan may be your best option. Advantages Include:
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costsOK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing.
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING
- FHA allows higher debt ratio’s than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
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LAKE LADY HOUSING DATA
Population in 2012: 14,098 (100% urban, 0% rural). Population change since 2000: +19.2%
Males: 6,271 (44.5%)
Females: 7,827 (55.5%)
Median resident age: 66.5 years
Florida median age: 40.3 years
Zip codes: 32195.
Estimated median household income in 2012: $32,723 (it was $32,581 in 2000)
Lady Lake: $32,723
Estimated per capita income in 2012: $21,478
Estimated median house or condo value in 2012: $106,430 (it was $76,100 in 2000)
Lady Lake: $106,430
Mean prices in 2011: All housing units: $134,426; Detached houses: $162,613; Townhouses or other attached units: $194,609; In 5-or-more-unit structures: $140,781; Mobile homes: $97,590
Median gross rent in 2012: $899.