Bad credit plus FHA loans in all Florida including Key West FL Monroe County FL, Key West, Marathon, Key Colony Beach, Layton, Islamorada.
Key West Florida is located in Monroe County, Florida and has a population of about 25,057. The weather of Key West is very good. Naval Air Station Key West is an important year round training site for naval aviation due to the superb weather conditions. It is also a reason the city was chosen as the Winter White House of President Harry S. Truman. Key West Florida bad credit mortgage programs include :FHA MORTGAGE | FHA REFINANCE | FHA NO CREDIT | BAD CREDIT | HARD MONEY | CONDOS | LIMITS
Key West applicants don’t realize that FHA mortgage loans can help Monroe County Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Monroe County mortgage an FHA loan may be your best option. Advantages Include:
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costsOK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing.
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING
- FHA allows higher debt ratio’s than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
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KEY WEST HOUSING DATA
Population in 2012: 25,057 (100% urban, 0% rural). Population change since 2000: -1.7%
Males: 13,516 (53.9%)
Females: 11,541 (46.1%)
Median resident age: 41.5 years
Florida median age: 40.3 years
Zip codes: 33040.
Estimated median household income in 2012: $52,876 (it was $43,021 in 2000)
Key West: $52,876
Estimated per capita income in 2012: $33,642
Estimated median house or condo value in 2012: $391,517 (it was $252,700 in 2000)
Key West: $391,517
Mean prices in 2011: All housing units: $784,251; Detached houses: $837,038; Townhouses or other attached units: $663,229; In 2-unit structures: $1,042,528; In 3-to-4-unit structures: $967,672; In 5-or-more-unit structures: $913,508; Mobile homes: $97,196; Occupied boats, RVs, vans, etc.: $167,010
Median gross rent in 2012: $1,466.