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JUMBO MORTGAGE

For a Florida mortgage to be considered a “jumbo”, the mortgage loan amount must exceed conventional conforming Florida loan limit set by two government-sponsored enterprises – Fannie Mae and Freddie Mac.  These two government owned entities set the limit on the maximum value for any individual Florida mortgage they will purchase from a Florida mortgage lender. Currently, the conforming Florida mortgage loan limit is $417,000 for a one-unit home  – meaning, if you need to borrower any amount over the loan limit of 417,000 you will require a  jumbo Florida mortgage.

In some cases, there are loan products that have elevated conforming loam limits, which give borrowers the ability to obtain mortgages exceeding the normal $417,000. The availability of these loans varies by county. The U.S. Housing Department has a useful tool on their website, in which you can find limits in each state/county.

For further information on jumbo loans, Apply Now and our mortgage professionals will review your loan options and help you figure out whether a jumbo loan is right for you.

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FHA-MORTGAGE-LENDERS.COM – Specializing in FHA government mortgage solutions and delivering the most updated FHA information to the consumer. FHA-Mortgage-Lenders.com has an extensive lender network that allows us to provide flexible update FHA mortgage lenders information from portfolio FHA mortgage lenders providing a comprehensive selection of non-traditional FHA, VA, USDA, Conventional, for all including bad credit mortgage applicants.

FHA-Mortgage-Lenders.com is not a direct FHA Mortgage Lender. Information on this site Is for example purposes and should not be relied on for decision making.

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