Florida-Mortgage-Lenders.com is a leading Hilliardville Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Hilliardville Florida people become homeowners since 1934. Hilliardville Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Hilliardville Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
HILLIARDVILLE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Hilliardville FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
HILLIARDVILLE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Hilliardville Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Hilliardville Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Hilliardville Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
HILLIARDVILLE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Hilliardville Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Hilliardville Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Hilliardville Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Hilliardville Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN HILLIARDVILLE FLORIDA
HILLIARDVILLE FLORIDA FHA APPROVED CITY DATA
Hilliardville, Florida is a small unincorporated community in northern Wakulla County, Florida.
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About the City of Hilliardville
Hilliardville is located at the junction of Bloxham Cutoff Road and Springhill Road at the northwest corner of Edward Ball Wakulla Springs State Park. The elevation at Hilliardville is 62 feet (18.8m).
Hilliardville has been a community since the late 1800s and was a stop on the Carrabelle, Tallahassee and Georgia Railroad. The train arrived at Hilliardville at 1:55 in the afternoon fromTallahassee, picked up passengers and goods, and departed arriving in Lanark at 3:00 in the afternoon.