Florida-Mortgage-Lenders.com is a leading Highland Lakes Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Highland Lakes Florida people become homeowners since 1934. Highland Lakes Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Highland Lakes Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
HIGHLAND LAKES FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Highland Lakes FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer’s costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
HIGHLAND LAKES FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Highland Lakes Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Highland Lakes Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Highland Lakes Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
HIGHLAND LAKES FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio’s than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Highland Lakes Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Highland Lakes Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Highland Lakes Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Highland Lakes Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN HIGHLAND LAKES FLORIDA
HIGHLAND LAKES FLORIDA FHA APPROVED APPRIASERS LIST
HIGHLAND LAKES FLORIDA:
Highland Lakes is an unincorporated community in Miami-Dade County, Florida, United States. It is located just northeast of Ojus and Ives Estates, and just west of the city of Aventura.
HIGHLAND LAKES FLORIDA FHA APPRIASERS:
The following list of Highland Lakes Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Highland Lakes Florida.
STEPHANIE M JANSSON
3 HIGH STREET
TRACY A LENYK
433 E LAKESHORE DRIVE
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About the City of Highland Lakes
It is part of the Highland Lakes-Sky Lake area. There are plans to incorporate the area or be annexed with the city of Aventura. The city of North Miami Beach is also nearby.
It is located at 25.968°N 80.163°W, with an elevation 7 feet (2.1 m).