Bad credit plus FHA loans in all Florida including Gulf Breeze FL Santa Rosa County FL, Gulf Breeze, Milton, Jay, Bagdad, Harold, Munson, Navarre, Navarre Beach, Pace, Oriole Beach
Gulf Breeze Florida is located in Santa Rosa County, Florida and has a population of about 5,979. The city has a total area of 23.5 square miles . Gulf Breeze has 18 miles of waterfront and three protected bayous where residents enjoy all sorts of waterfront activities. The City has one of the best boat ramps in the area in close proximity to the Pensacola pass. Gulf Breeze Florida bad credit mortgage programs include :FHA MORTGAGE | FHA REFINANCE | FHA NO CREDIT | BAD CREDIT | HARD MONEY | CONDOS | LIMITS
Gulf Breeze applicants don’t realize that FHA mortgage loans can help Santa Rosa County Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Santa Rosa County mortgage an FHA loan may be your best option. Advantages Include:
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costsOK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing.
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING
- FHA allows higher debt ratio’s than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
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GULF BREEZE HOUSING DATA
Population in 2012: 5,979 (89% urban, 11% rural). Population change since 2000: +5.5%
Males: 3,161 (52.9%)
Females: 2,818 (47.1%)
Median resident age: 47.4 years
Florida median age: 40.3 years
Zip codes: 32561.
Estimated median household income in 2012: $80,631 (it was $52,522 in 2000)
Gulf Breeze: $80,631
Estimated per capita income in 2012: $45,062
Gulf Breeze city income, earnings, and wages data
Estimated median house or condo value in 2012: $246,535 (it was $145,900 in 2000)
Gulf Breeze: $246,535
Mean prices in 2011: All housing units: $514,902; Detached houses: $545,938; Townhouses or other attached units: $216,879; In 2-unit structures: $161,121; In 3-to-4-unit structures: $380,831; In 5-or-more-unit structures: $261,132
Median gross rent in 2012: $1,142.