- Florida homeowners
- Florida estate investors
- Florida commercial property owners
We provide Hard Money loans on 1-4 unit Florida properties in every city and county in Florida. If you don’t see what you are looking for in our Florida hard money loan programs, just fill out the FREE CONSULTATION on your right and we contact you to discuss our Florida hard money loan options.
FLORIDA HARD MONEY LENDERS CREDIT REQUIRMENTS-Credit is NOT a major deciding factor for our Florida hard money loan programs. We welcome all bad credit Florida hard money loan applicant’s with all credit types of bad credit situations. We provide hard money loans to stop foreclosure including and every other type of bad credit situation. If you are purchasing or refinancing a short sale, REO, foreclosure, rehab, or commercial property purchase, we provide every type of Florida hard money loan.
SUMMARY FLORIDA HARD MONEY TERMS
• 60-70% loan to value based on PURCHASE PRICE.
• Credit not a major factor in Hard Money Approval (unless refinance is your exit strategy)
• 50-65% on 1-4 unit Florida investment properties cash out loans
• 50-60% on Florida commercial properties
• Seller second mortgage allowed
• Gap funding 2nd second Florida Mortgage lien allowed.
TYPES OF FLORIDA HARD MONEY LENDER PROGRAMS
Florida Hard Money Purchase Loans – These Florida hard money lenders provide loans in every city and county in Florida depending on availability. In this program we lend up to 70% of the purchase price, with the Florida hard money borrower providing the down payment and rehab funds. This program is not score credit driven. We lend to bad credit Florida borrowers with recent Foreclosures and bankrupcties.
Purchase and Rehab – This Hard Money rehab program is available in every city and county in Florida depending on availability, and we lend between 50-80% after repair value also known as (ARV) depending on the Florida property location.
Hard Money Cash Out Refinance Loans – These are provided in every city and county in Florida. Our Florida Hard money lenders will allow you to use the equity in the property to rehab or cash out on a completed property for further Florida real estate investments.
Hard Money Florida commercial Loans – Our Hard money Florida lenders will consider loans on just about all types of commercial properties especially cash flowing ones.
Hard Money Loans Terms on Commercial – We have some available funds for commercial properties on terms up to 15 or 30 years, for commercial properties only.