FHA Mortgage loans are the easiest type of real estate mortgage loan for Florida mortgage applicants to qualify for. The FHA mortgage guidelines for loan qualification are the easiest and most flexible of all Florida mortgage loan programs that require less than 5% down payment to purchase a Florida home.


  • Two Years of stable, pedicitable income, preferably with same employer or line or work.
  • Last two years Income should be the same or increasing.
  • Credit report should typically have less than (2) two thirty day late payments in last two years with a minimum credit score of 620 or higher or in some cases no credit score loan applicants can use alternate trade lines. 
  • Chapter 7 Bankruptcy must be at least (2)  two years old, with perfect credit since discharge.
  • Florida home Foreclosure’s must be at least (3) three years old, with perfect credit since.
  • Your new Florida FHA mortgage payment should be approximately 35% of your gross (before taxes)  income.

These are some of the most basic of FHA mortgagage  requirements  for qualifying for a FHA mortgage loan.  If  you mostly answered “yes” , you probably qualify for a FHA mortgage loan to purchase a Florida home.

FHA Mortgage Lenders By State: 
Florida   Texas  Georgia  Alabama  

FHA-MORTGAGE-LENDERS.COM – Specializing in FHA government mortgage solutions and delivering the most updated FHA information to the consumer. FHA-Mortgage-Lenders.com has an extensive lender network that allows us to provide flexible update FHA mortgage lenders information from portfolio FHA mortgage lenders providing a comprehensive selection of non-traditional FHA, VA, USDA, Conventional, for all including bad credit mortgage applicants.

FHA-Mortgage-Lenders.com is not a direct FHA Mortgage Lender. Information on this site Is for example purposes and should not be relied on for decision making.

About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you're assured of having the backing of an experienced team.
Show Buttons
Hide Buttons
Skip to content