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FHA Loans

FHA loans are designed to help creditworthy lower-income and moderate income individuals and families to buy a home. These loans are beneficial to those borrowers that wish to put a minimum amount of down payment on the home. This program also has a little more flexibility in terms of borrower qualifications.

Some of the advantages of the FHA loan are:

  • Low down payment (only 3.5% may be required)
  • Seller contributions are allowed
  • More flexible underwriting (approval)
  • Closing costs that lenders can charge are restricted
  • FHA loans are “assumable” to other qualified buyers
  • FHA Refinances can be streamlined (less documentation required for approval)
  • Down payment may also be in the form of a qualified Down Payment Assistance program or bona fide gift
  • Some closing costs may be financed (less out of pocket expenses)
  • Some FHA loans allow for Energy Efficiency credits
  • Some FHA loans can allocate costs for repair/upgrade within the loan
  • The FHA loan is covered by a government loan insurance program which makes it more desirable for lenders and other institutions

The amount of money you can borrow (which typically determines the cost of the home you can afford), is set by the US Government. Contact Us for more information on FHA loans.

The Federal Housing Administration (FHA) is a division of Housing and Urban Development (HUD).

 

FHA Mortgage Lenders By State: 
Florida   Texas  Georgia  Alabama  

FHA-MORTGAGE-LENDERS.COM – Specializing in FHA government mortgage solutions and delivering the most updated FHA information to the consumer. FHA-Mortgage-Lenders.com has an extensive lender network that allows us to provide flexible update FHA mortgage lenders information from portfolio FHA mortgage lenders providing a comprehensive selection of non-traditional FHA, VA, USDA, Conventional, for all including bad credit mortgage applicants.

FHA-Mortgage-Lenders.com is not a direct FHA Mortgage Lender. Information on this site Is for example purposes and should not be relied on for decision making.

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